1. Back Me Up
Back Me Up is a British startup offshoot of big Belgian insurer Ageas, who they describes as "a responsible parent who makes sure we do everything properly".
The Back Me Up insurance proposition certainly looks like it was built for the millennial consumer. For £15 you get coverage for your three most valuable items (say: laptop, camera, bike) as well as phone screen, keys and travel insurance.
You simply have to sign up and send pictures of your three items to get them covered. You can also bolt on things like landlord cover, extra items and breakdown cover.